Share Draft (Checking) Accounts-Benefits:
Share Draft accounts pay daily dividends posted quarterly on balances in excess of $2,000.00.
No minimum balance.
No monthly service charge.
Automatic monthly statement.
Automatic overdraft privilege from savings subject to Reg D rules.
A low $25.00 stop payment charge.
Free checks up to $15.00 if you have net pay coming into your credit union account via payroll or direct deposit. (Entitled to free checks?....If you order online, call NET FCU for a refund.)
Courtesy Pay is a non-contractual service provided to our eligible members. It is designed to help guard members against having items returned by our credit union. At the discretion of our credit union, each eligible member will be provided up to $700. The Courtesy Pay overdraft limit amount includes a $25.00 overdraft fee per item.
If members overdraw their accounts covered by Courtesy Pay, we may elect to cover their overdrafts up to their limits. As long as members remain in good standing and bring their accounts to a positive balance as soon as possible within 30 calendar days for a minimum period of 24 hours, they will continue to receive Courtesy Pay.
Share Sweep Account:
Must maintain a minimum balance of $8,000.
Must have a Share Draft Checking Account.
Must have ATM/Debit Card.
Two-tiered rate of return.
Unlimited transfers for Overdraft Protection.