IRA
Individual Retirement Accounts (IRAs) are a form of retirement plan that provides tax advantages for retirement. The main advantage of an IRA is that you defer paying taxes on the earnings and growth of your savings until you actually withdraw the money.
It is never too early to begin saving for retirement, and NET FCU has IRAs for every stage of your life.
Starting your career: As you start your career, start building your retirement plan. A Roth IRA can provide you with tax-free withdrawals when you retire.

Planning as a Couple: We can help both you and your spouse start IRAs. If you both qualify, you can both contribute to an IRA.
Flexibility for a Growing Family: Your IRA investment can be used for a first-time home purchase or qualified educational expenses.
Securing Your Retirement: If you're nearing retirement, or even if you're already retired, consider a safe, secure credit union IRA. As an added bonus, there are increased contribution limits if you are age 50 or older.
Call one of our IRA specialists today at 570-961-5300
| IRA Certificate Accounts 2-19-2013 | |||
| Minimum Balance | Rate | APY | |
| 12 Months | $5,000.00 | 0.35% | 0.35% |
| 36 Months | $5,000.00 | 0.80% | 0.80% |
| 60 Months | $7,500.00 | 1.30% | 1.31% |
| IRA/EDU/ROTH Accumulation Accounts 4-1-2013 | |||
| Minimum Balance | Rate | APY | |
| 0.30% | 0.30% | ||