Did you know NET Federal Credit Union “share” branches with other credit unions? We call those locations – “Shared Branches” because they’re available to our members to use. That’s right, you can access your account, withdraw funds, or make deposits through the teller line at more than 4,600 locations nationwide.
When traveling for business or on vacation, use Shared Branching as an alternative to traveler’s checks or large amounts of cash. In case of an emergency, remember that the credit union staff at your nearest shared branch stands ready to provide assistance.
We welcome refinances of loans from another financial institution! Call 570-961-1100 and find out what you can save!
Apply for our VISA! More Rewards. More Choices.
Loan Rates
The Rates below are our risk-based lending rates now in effect at NET FCU and are AS LOW AS based on your credit score.
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| Type of Loan | Approx Term In Months | APR Rates As Low As |
| Line of Credit | up to 60 | 6.11% |
| Signature | up to 60 | 6.11% |
| Co-signer | up to 60 | 8.95% |
| New Vehicle | up to 66 | 2.75% |
| New Vehicle | 72 | 2.88% |
| Used Vehicle | up to 66 | 2.75% |
| Used Vehicles | 72 | 2.88% |
| New Motorcycle | up to 48 | 3.50% |
| New Motorcycle | 63 | 3.80% |
| Used Motorcycle | up to 42 | 4.61% |
| Share Secured | up to 120 | call for rates |
| Share Certificate Secured | up to 120 | call for rates |
| Home Equity - Fixed 2nd Mortgage - No Application Fee | 1 to 5 years $10,000 minimum loan amount | 4.56% |
| 6 & 7 years $11 to $30,000 | 4.56% | |
| 8 to 10 years $11 to $30,000 | 4.94% | |
| 11 to 15 years #31 to $75,000 | 5.26% | |
| Variable Rate Home Equity Loan No Application Fee | 3.25% Variable (See Special) | |
| First Mortgage | Click for rates | |
| Pay Day Loan ($100 to $500) 90 day term $20 application fee (no refund) 10% of loan amount must be held in share vacation savings account. Call Loan Department for details. | 3 | 18% |
